Pick the plan that matches where you are

Every plan is built around one outcome, not a list of features.

Free

Getting started

$0

See where you stand today.

For anyone starting their financial readiness journey.

  • Financial Readiness Score
  • Basic AI Financial Coach
  • Limited roadmap
  • Dashboard
  • Basic education library
  • Monthly score refresh
Most popular

Pro

Improving my finances

$29/mo

Follow a complete plan with unlimited guidance.

For individuals improving personal financial readiness.

  • Unlimited AI Financial Coach
  • Full Financial Readiness Score
  • Complete roadmap
  • Funding readiness guidance
  • Monthly readiness reports
  • Progress tracking
  • + 4 more included
For business owners

Business

Preparing my business

$79/mo

Build a stronger funding foundation for your business.

For entrepreneurs and business owners.

  • Business Financial Readiness Score
  • Business profile
  • Business funding roadmap
  • Business credit guidance
  • Funding readiness assessment
  • Documentation checklist
  • + 4 more included
Coming soon

Professional

Helping clients

$199/mo

Run every client's readiness from one workspace.

For credit consultants, financial coaches, funding advisors and agencies.

  • Multi-client dashboard
  • Client management
  • Credit case management
  • Document vault
  • AI-assisted report review
  • Draft dispute workflow
  • + 4 more included

Compare plans

Capability
Free
Pro
Business
Professional
Financial Readiness Score
Personalized AI guidance
Basic
Unlimited
Unlimited
Unlimited
Improvement roadmap
Limited
Complete
Complete
Complete
Monthly readiness reports
Personalized action plans
Business readiness score
Business funding foundation
Documentation checklist
Multi-client workspace
Team accounts
Monthly price
$0
$29
$79
$199

CredFixAI™ is self-help preparation software.

We do not contact credit bureaus, creditors or collection agencies on your behalf, and we are not a credit repair organization, law firm, lender, broker or financial advisor. You generate, review, sign and send every letter yourself. Results vary — no specific score change or funding approval is guaranteed. You have the right under the FCRA to dispute inaccurate items on your credit reports at no cost directly with each bureau.

Common questions

Not sure yet? Start free.

Get your Financial Readiness Score at no cost and upgrade only if you want the full roadmap.

Free to start. No credit card. Preparation software — not a lender, broker or credit repair organization.