Become
financially ready.
Know where you stand. Improve your readiness. Prepare for your next financial opportunity — whether that’s a personal goal, business funding, or the clients you guide.
Free to start. No credit card. No SSN. Preparation software — not a lender, broker or credit repair organization.
Four steps. One clear path.
Financial readiness is not a mystery. It is a sequence — and CredFixAI™ walks you through it.
- Step 1 · Assess
Complete your readiness assessment
Answer a short set of questions about your credit, business and documentation. No SSN, no bank logins.
- Step 2 · Understand
See exactly where you stand
Get a clear 0–100 Financial Readiness Score with a plain-English breakdown of every strength and gap.
- Step 3 · Improve
Follow an AI-powered roadmap
Your next steps are ordered for you, so you always know the one thing to do next — not twenty.
- Step 4 · Prepare
Build confidence for what's next
Track progress month over month and walk into your next financial conversation prepared.
Who it’s for
Pick the path that matches you. Everything else stays out of your way.
Individuals
Improve your personal financial readiness
Understand your credit, organize your improvement process and build habits that hold up over time.
See the individual pathBusiness owners
Prepare your business for funding
Build a stronger funding foundation: entity, business credit file, documentation and cash-flow readiness.
See the business pathWhy readiness matters
Opportunities rarely wait. Readiness is what lets you say yes when one arrives.
Know where you stand
One score, seven categories, no jargon. You finally see what a lender would see before you apply.
Get personalized guidance
Ask questions in plain English and get an answer tied to your own situation, not a generic article.
See progress you can measure
Every completed step moves your readiness score, so improvement stops feeling invisible.
Stay in control
You review and approve everything. We never ask for your SSN, and your data stays yours.
Which plan fits me?
Start free and see your score. Upgrade only when you want more of the path handled for you. Cancel anytime.
Free
Getting started
See where you stand today.
For anyone starting their financial readiness journey.
- Financial Readiness Score
- Basic AI Financial Coach
- Limited roadmap
- Dashboard
- Basic education library
- Monthly score refresh
Pro
Improving my finances
Follow a complete plan with unlimited guidance.
For individuals improving personal financial readiness.
- Unlimited AI Financial Coach
- Full Financial Readiness Score
- Complete roadmap
- Funding readiness guidance
- Monthly readiness reports
- Progress tracking
- + 4 more included
Business
Preparing my business
Build a stronger funding foundation for your business.
For entrepreneurs and business owners.
- Business Financial Readiness Score
- Business profile
- Business funding roadmap
- Business credit guidance
- Funding readiness assessment
- Documentation checklist
- + 4 more included
Compare plans
CredFixAI™ is self-help preparation software.
We do not contact credit bureaus, creditors or collection agencies on your behalf, and we are not a credit repair organization, law firm, lender, broker or financial advisor. You generate, review, sign and send every letter yourself. Results vary — no specific score change or funding approval is guaranteed. You have the right under the FCRA to dispute inaccurate items on your credit reports at no cost directly with each bureau.
Why trust CredFixAI™
Transparency about how the score works, how AI is used, and what we will never claim.
How your score is calculated
Seven weighted categories, published point values, and a breakdown of every input. Nothing is a black box.
You approve every action
AI drafts and recommends. You review, edit and decide. Nothing is sent or filed on your behalf without you.
Privacy by default
No SSN, no bank logins. Your information is encrypted and visible only to you unless you grant access.
Honest about limits
We never promise funding approval or a specific score change, because no software can honestly promise either.
Common questions
See where you stand today
The assessment takes a few minutes and costs nothing. You get your Financial Readiness Score at the end.
Free to start. No credit card. Preparation software — not a lender, broker or credit repair organization.