Identity Protection
Fraud, freezes and mixed files
Accounts that are not yours fall under a different, stronger set of rights than ordinary disputes. Documented identity theft can be blocked from your report rather than merely investigated.
These guides cover security freezes, fraud alerts, identity theft reports and the steps to take when two people's records have been merged into one file.
Articles in Identity Protection
Aug 5, 202610 min read
Identity Theft Recovery: How to Clean Up Your Credit Report
A step-by-step recovery plan for credit identity theft — FTC reports, fraud alerts, blocking fraudulent tradelines under FCRA 605B, and what to keep on file.
Read articleAug 5, 20267 min read
Fraud Alert vs Credit Freeze: Which One Do You Actually Need?
Fraud alerts and security freezes solve different problems. Here's what each one does, what it costs, how long it lasts, and when to use both together.
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